Waa muhiim in la kala saaro CFDs, ETFs, iyo Futures, maxaa yeelay dhammaantood waa qalab maaliyadeed (financial instruments) laakiin si kala duwan ayaa loo isticmaalaa. Aan si cad u sharxo:
📌 1. CFDs (Contracts for Difference)
Waa maxay?
Heshiis u dhexeeya trader iyo broker, oo aad ku faa’iidaysato ama khasaariso farqiga qiimaha (difference) ee asset-ka aad ka ganacsanayso, adigoon asset-ka laftiisa lahayn.
Sifooyinka:
Lama laha asset-ka, waxaad kaliya ka faa’iidaysanaysaa dhaqdhaqaaqiisa.
Waxaa lagu ganacsadaa online (MT4, MT5, iwm.).
Waxay taageeraan leverage sare.
Tusaale: Haddii aad trade gareyso Gold CFD, ma lihid dahab dhab ah, waxaad kaliya ka faa’iidaysanaysaa qiimaha dahabka oo kaco ama hoos u dhaco.
📌 2. ETFs (Exchange Traded Funds)
Waa maxay?
Waa sanduuq (fund) ururiya hantiyo badan (saamiyo, bonds, commodities, indices), waxaana lagu ganacsadaa sida saamiga oo kale (stock) exchange-ka.
Sifooyinka:
Waxaad si toos ah u leedahay saamigaas ETF.
Waxaa lagu ganacsadaa stock exchanges (NYSE, NASDAQ, iwm.).
Fees-yadu way hooseeyaan, laakiin leverage badanaa ma laha sida CFDs.
Tusaale: SPY ETF waa fund ku saleysan S&P 500 Index. Marka aad iibsato SPY, waxaad dhab ahaantii leedahay qayb ka mid ah saamiyadaas 500 shirkadood.
📌 3. Futures
Waa maxay?
Waa heshiis sharci ah oo lagu iibsado ama lagu iibiyo hanti (asset) qiimo hore loo go’aamiyay, wakhti mustaqbalka ah.
Sifooyinka:
Waxaa lagu ganacsadaa suuqa futures (CME, ICE, iwm.), ma aha broker CFD caadi ah.
Futures waxaa isticmaala shirkadaha waaweyn iyo maalgashadayaasha si ay u ilaashadaan khatarta (hedging).
Waxay leeyihiin taariikh dhicitaan (expiry date).
Tusaale: Crude Oil Futures – shirkad duulimaad waxay iibsan kartaa futures si ay uga ilaaliso qiimaha shidaalka mustaqbalka.
🔑 Farqiga Ugu Muhiimsan
Qodob CFDs ETFs Futures
Ownership (Lahaansho) Ma lihid asset-ka, waa heshiis kaliya Waxaad dhab ahaantii leedahay saamiga ETF Ma lihid asset-ka ilaa expiry, waa heshiis sharci ah
Leverage Sare (1:500 ama 1:1000) Caadi ahaan leverage yar ama ma jirto Leverage xaddidan (exchange rules)
Expiry Ma laha taariikh dhicitaan Ma laha expiry (sida saamiyada) Leeyahay expiry date (contract wuxuu dhacayaa)
Suurtogalnimada Online brokers (MT4/MT5) Stock exchanges Futures exchanges (CME, ICE, iwm.)
Ku habboon Traders yaryar, speculative trading Long-term investors, diversification Hedging, institutions, pro traders
Tusaale Gold CFD, EUR/USD CFD SPY ETF (S&P 500 ETF) S&P 500 Futures, Oil Futures
👉 Marka la soo koobo:
CFDs → Ganacsi ku saleysan farqiga qiimaha, leverage sare, ma lihid asset-ka.
ETFs → Sanduuq saamiyo/indices/commodities ah, waxaad dhab ahaantii leedahay. Ku habboon maalgelin dheer.
Futures → Heshiis sharci ah oo mustaqbal ah, expiry leh, badanaa shirkadaha waaweyn iyo pro traders ay isticmaalaan.
